Recent Texas Storm Events and Claim Resources
If your property was damaged in one of these events, Dependable Claims Specialists can review your claim for free. We document the full loss, challenge improper denials, and negotiate for the settlement you are owed.
Recent Events
North Texas Tornado Outbreak
Two tornadoes touched down across North Texas on the night of April 25 - an EF-2 in Runaway Bay (Wise County) and an EF-1 in Springtown (Parker County). Two lives were lost, six neighbors were injured, and dozens of families were displaced. Hail and damaging winds also affected Arlington, Duncanville, and Fort Worth. Our hearts and prayers are with North Texas - we are here when you are ready.
Affected areas: Runaway Bay - Springtown - Bridgeport - Decatur - Weatherford - Aledo - Azle - Fort Worth - Arlington - Wise County - Parker County - Tarrant County
Read the full claim guidanceLeakey, Texas Hail Storm
Supercell struck Leakey, Rio Frio, and Garner State Park with hail ranging from 2.5" to 4.5", per National Weather Service reports. Local media and NWS reports documented widespread damage to roofs, vehicles, and ranch structures. Cosmetic Damage Exclusion denials are common on this event and are challengeable with proper documentation.
Affected areas: Leakey - Rio Frio - Concan - Garner State Park - Real County - Uvalde County - Bandera County
Read the full claim guidanceWhy Specific Storm Events Matter to Your Claim
On a property insurance claim, the cause of loss has to be tied to a specific covered peril and a specific date or weather window. Carriers commonly contest claims by arguing the damage is wear-and-tear, prior damage, or from a different (non-covered) event. Date- and event-specific evidence - radar imagery, NOAA Storm Events database records, hail-pad reports, NWS storm reports, and the published peer-reviewed weather data - is what defeats those arguments.
We track named events on this page so policyholders affected by them can find the resources we have already gathered: the date and time of the event, the affected counties, the peril type and intensity, and the carrier-handling patterns that commonly show up on claims of that kind (deductible disputes, cosmetic-damage exclusions, adjuster scope omissions, etc.). The same documentation supports both initial claims and re-opened or supplemental claims long after the event.
Texas and Florida carriers are required by statute to acknowledge, investigate, and decide claims within prescribed timelines (Tex. Ins. Code §542.055-.060; Fla. Stat. §627.70131). On named-event claims, those deadlines run from your notice of loss - not from the storm itself - so giving prompt written notice is important. If you are unsure whether your damage relates to a specific event, a free claim review is the easiest way to find out.
