When the Insurance Company Will Not Budge, the Appraisal Process Provides a Path to a Fair Answer.
We serve as your appraiser in the formal insurance appraisal process and fight for the correct value of your loss.
The Appraisal Process: A Powerful Tool That Most Policyholders Do Not Know They Have
Most property insurance policies include an appraisal clause that provides a formal, binding dispute resolution process when you and the insurance company cannot agree on the amount of the loss. The appraisal process is separate from litigation and is generally faster, less expensive, and more predictable than going to court.
The process works like this: you select a competent, independent appraiser to represent your interests. The insurance company selects their own appraiser. The two appraisers select an umpire. Each appraiser presents their estimate of the loss. If the two appraisers agree, that amount is the settlement. If they do not agree, the umpire reviews both estimates and the award of any two of the three is binding.
We serve as appraisers for policyholders in the appraisal process. We prepare detailed, documented estimates of the loss and present them in the appraisal process. Our background in insurance claims, construction, and Xactimate estimating gives us the expertise to support the correct value of your loss with evidence that is difficult to dispute.
Our Appraisal Services
Policyholder Appraiser Services
We serve as your appraiser in the formal insurance appraisal process. We prepare detailed, documented estimates and present them in the appraisal proceeding.
Pre-Appraisal Claim Documentation
Before invoking the appraisal process, we ensure your claim is fully documented with photographs, measurements, and a detailed Xactimate estimate.
Appraisal Process Guidance
We guide you through the appraisal process from start to finish, including invoking the clause, selecting the umpire, and presenting the estimate.
Settlement Review and Evaluation
We review the insurance company settlement offer and evaluate whether the appraisal process is the appropriate path to a better outcome.
Your Policy Gives You the Right to a Fair Process. Use It.
Contact us to discuss whether the appraisal process is the right path for your claim.
