Serving Houston & Galveston County

Commercial Claims

Expert commercial property damage and business interruption claim assistance for businesses across Houston and Galveston County

Get Free Commercial Assessment Call Commercial Claims Line

Types of Commercial Claims We Handle

Commercial Property Damage

Fire, storm damage, water damage, vandalism, equipment failure

Physical damage to commercial buildings, equipment, inventory, and business personal property

Common Damage Types:

Building structure damage
Equipment replacement
Inventory loss
Tenant improvements
Signage and fixtures

Business Interruption Claims

Property damage, utility interruptions, civil authority orders

Lost income and extra expenses when business operations are disrupted by covered property damage

Common Damage Types:

Lost revenue
Continuing expenses
Extra expenses
Extended period losses
Civil authority coverage

Equipment Breakdown Claims

HVAC failures, electrical damage, computer systems, manufacturing equipment

Coverage for mechanical and electrical equipment failures that cause property damage and business interruption

Common Damage Types:

Equipment replacement
Production downtime
Spoiled inventory
Repair costs
Business interruption

Hidden Commercial Damage Often Missed

Don't Let Hidden Damage Cost Your Business

Commercial property damage often extends beyond what's visible. Insurance adjusters may miss critical damage that could cost your business thousands in future repairs and lost revenue. Our commercial experts know exactly what to look for.

Structural Integrity Issues

Hidden structural damage that may not be immediately visible but affects building safety

Detection Method

Professional structural engineering inspection and assessment

Electrical System Damage

Power surges and electrical damage that can affect entire commercial electrical systems

Detection Method

Licensed commercial electrician inspection and testing

Code Compliance Upgrades

Required building code upgrades triggered by damage repairs

Detection Method

Building code analysis and compliance assessment

Business Income Calculations

Complex business interruption loss calculations often undervalued by insurers

Detection Method

Forensic accounting and financial analysis required

Environmental Contamination

Contamination from chemicals, mold, or other hazardous materials

Detection Method

Environmental testing and remediation assessment

Extended Period of Restoration

Additional time needed to restore business operations and customer base

Detection Method

Business recovery analysis and market impact assessment

Don't Wait - Commercial Claims Are Time-Sensitive

Business interruption losses compound daily, and evidence can deteriorate quickly. The sooner we can assess your commercial property and document losses, the stronger your claim will be.

Get Free Commercial Assessment Call 833-4UR-LOSS